信誉电子游戏官网 has been selected to participate in the William D. Ford 联邦 工作人员ord Direct Loan Program. Under this program, students borrow money from the federal 政府ernment to pay for their college costs. 美国.S. Department of Education makes the loans, through the college, directly to the students. 信誉电子游戏官网 will use the student’s direct loan to pay for college expenses and will give the student any remaining funds. Additional information on 联邦 direct loans is available from the Department of Education or (800) 848-0979.
2022 - 23形式
2021 - 22形式
私人银行
联邦贷款申请流程
以获得联邦贷款, all students must complete the Free Application for 联邦 Student Aid (FAFSA) by using FAFSA 在网上. 一旦 FAFSA has been completed and 信誉电子游戏官网 has the results, the student loan application process consists of four basic steps:
- 步骤1. 登录到 www.热门产品.政府 输入你的FSA ID和密码
- 步骤2. 完成你的 入学辅导
- 步骤3. 填妥并签署你的电子表格 主本票
- 步骤4. Sign your 信誉电子游戏官网 award letter with the appropriate 工作人员ord loan amount
重要的在开始你的电子邮件之前 主本票 会话:
- Be ready to provide two references (name, address, and telephone number). These should be people who have known you for at least three years (preferably relatives) who live at different addresses.
- Remember to always use your full legal name as it appears on your social security card.
合格标准
To be eligible for a 联邦 Direct Loan a student must:
- 是美国人.S. 公民或永久居民;
- be taking at least six credit hours and be matriculated in a degree or certificate program;
- not owe any refunds on a Pell Grant or other awards received and not be in default on repayment on any type of student loan.
Each new student loan recipient will be required to complete entrance counseling before a loan application is processed and attend an exit interview when graduating or terminating from school.
出口咨询
联邦 regulations require that all student loan borrowers must have an exit interview/exit counseling during their final semester at the College. All borrowers should plan to attend exit counseling with the 信誉电子游戏官网 Office at this time. 在退出咨询期间, students are reminded of their rights and responsibilities as a student loan borrower. The 联邦 Direct Loan 出口咨询 Guide for Borrowers is the primary resource used. 主题包括:何时开始还款, 各种还款计划, 延期, 贷款整合, 以及违约的后果. All borrowers are requested to complete the Rights and Responsibilities Checklist and Borrower Information Form.
学生可以访问有关的信息 出口咨询. This provides access to the 出口咨询 Guide as well as the Borrower’s Information Form and the Borrower’s Rights and Responsibilities Form which must be completed in the exit interview process.
Students who have a pin number have the option of using the online 出口咨询. This will satisfy all requirements for exit counseling and give the borrower up to date information on their student loan balances. This is the quickest and easiest way to satisfy the exit counseling requirement.
有补贴和无补贴 直接贷款 are awarded on the budgeted annual cost of attending 信誉电子游戏官网. Students are limited in the amounts they can borrow through the Direct Loan program each year. The interest rate is variable from year to year but is capped at 8.25%. Students who use the Direct Loan program are not required to make payments on the principal of the loan until six months after they leave school or drop below half time.
A Subsidized Direct Loan is a need-based loan that is awarded to students who have financial need based on the information submitted to FAFSA. The interest on subsidized 工作人员ord Loans is paid by the federal 政府ernment while the student is in school at least half-time.
For unsubsidized 直接贷款, interest accrues while the student is still in school. The borrower has the option to pay the interest while in school. If they choose not to pay the interest, the interest is added to the principal of the loan.
首次借贷者必须填写一份 入口 咨询要求和 主本票 对于贷款. Both requirements can be completed online before the loan funds can be disbursed to your student account.
The Parent Loan for 本科 Students (+) is a loan that a parent applies for and repays on behalf of his or her dependent student’s education. The interest rate on the + loan is fixed rate set each July 1, with a cap of 9.00%. 目前的失业率低于这一水平. Contact the Office of Student Financial Assistance for information on the current year’s rate.
Private Education Loans help bridge the gap between the cost of an education and the other aid available. Private loans are offered by private lenders and eligibility generally is dependent on a credit score. Most traditional students require a co-signer. 信誉电子游戏官网 does not recommend a private lender but does recommend you use a reputable bank and review the terms carefully.